Choosing the appropriate auto insurance coverage isn’t just about choosing between liability, comprehensive, collision, and full coverage. Every insurance policy is different. Many policies include coverage of situations and items in your vehicle that most policyholders don’t even realize they have. This could cause them to supplement their coverage when it is not required.
The following are three things most policyholders don’t realize are covered:
1. Pothole Damage
There is no shortage of potholes in Berville, MI. These can wreak havoc on your vehicle’s suspension and tires over time. Nobody wants to pay for the exorbitant bills that come with repairing a suspension or an axle from something as avoidable as pothole damage. Did you know collision coverage generally covers damage from running over a pothole? Be aware that the claim could increase your monthly premium.
2. Attorney Fees
If the other party sues you after an accident, your insurance could cover the costs associated with hiring a lawyer. Inform your insurance company right away if you are sued. Time is of the essence in any legal proceeding. The quicker you hire a lawyer, the better your chance of getting a favorable result.
3. Hotels
You might need an accident if you are out of town when you get into a car accident. In many cases, your insurance policy will cover this cost. You will need to at least have comprehensive coverage if you want your lodging covered after an accident. Check your policy because each one provides a different ceiling for expenses and how long you can stay.
Mitten Heritage Fraternal Society of Insurance Is Here To Help
If you are looking for the ideal car insurance policy for your needs, contact us at Mitten Heritage Fraternal Society of Insurance for guidance. We will design the best car insurance policy for you as we have been doing in Berville, MI for years. We will also strive to keep your insurance costs within your budget.
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